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Abstract
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Given the importance of financial markets, especially the banking system in the development
of a country, we find that in developed countries, the banking system with maximum
efficiency causes the efficient transfer of funds from the suppliers of funds to the applicants
and Becomes the real sector of the economy. Examining the Iranian banking system and the
many problems that have existed so far, there is no choice but to reform the banking system.
Therefore, in this article, we compare the strengths and weaknesses of the conventional
banking system and the current banking system of Iran and, considering the importance of
issues such as Islamic economics and interest-free banking, provide appropriate solutions to
reform the country's banking system and increase productivity. We produce.
The bank finances usury (the current wrong system) and teaches you laziness and
puts money at the service of money, and the biggest factor in destroying production
is printing money and inflation. The nature of their activities is not defined in the
Shari'a format, nor are their profits on account, nor do they share in the losses!
Some people say that this is not usury because we have inflation. We have inflation
because we distribute fictitious bank profits (money printing)
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